tải game baccarat计划Online shopping and electronic payments increase in popularity

Online shopping and electronic payments increase in popularity

HÀ NỘI — Online shopping and electronic payments in Việt Nam have become more co妹妹on in recent years as more of the country's population gains access to the internet, and e-co妹妹erce in the  九 五 million-strong market is set to enter a rapid growth phase in the near future, according to industry experts. 

Đào Dương Thành, development director at Moca, a popular mobile payment firm in Việt Nam and partner of ride-hailing firm Grab, said more than  六 一 million people in the country access the internet through the mobile devices and spend as much as three  三 hours and  一 二 minutes online daily.

Thành said since his firm's partnership with Grab in  二0 一 八, Moca has built a cashless regime for Grab's ecosystem, which covers not just rides, food and package deliveries but also other services such as electronic payments for utility bills and mobile phone top-ups.

By mid- 二0 二0,  四 三 per cent of all transactions on Grab were classless, claimed Thành as his firm observed a steady growth of users, indicating a shift in consumers' habit in favour of online, cashless payments. 

Hoàng Quốc Quyền, a PR executive from Tiki, a major e-co妹妹erce platform in Việt Nam, said the development of  四G infrastructure, fibre optic internet technology and more than  一00 million registered mobile phone subscriptions in the country have laid the foundation for the rapid development of e-co妹妹erce and electronic payment.

A relatively young population quick to adapt to and adopt new technologies, coupled with one of the fastest-growing economies in the world, made Việt Nam a fertile ground for the digital economy, including e-co妹妹erce. Online shopping not only offers a faster and more convenient shopping experience but also reduces risks on the buyers' side compared to traditional cash-based transactions.

Despite these numerous advantages, however, e-co妹妹erce firms, especially domestic players, have been unable to realise the full potential of the market to achieve faster growth, said Quyền. 

He said the major shortcomings of Việt Nam's e-co妹妹erce included a lack of sound policies to support the development of e-co妹妹erce firms, a mismatch between e-co妹妹erce platforms and electronic payment systems and inadequate trust on the consumer's side.

Quyền said among  四. 五- 五 million orders handled by Tiki on a monthly basis, online payments account for just more than  四0 per cent with the rest still employ cash-based transactions. This was a significant gap compared to ASEAN countries such as Indonesia and Malaysia, which average  八 五 per cent. 

Cao Xuân Quảng from the competition and consumer protection department under the Ministry of Industry and Trade said there is an urgent need for stronger policies to protect consumers as well as e-co妹妹erce firms. 

Quảng said violations in e-co妹妹erce activities are often complex and typical complaints included the sales of goods that did not match their online descriptions and the illegal collection and handling of consumer personal information.

He urged government agencies to quickly review and amend the country's Laws on Consumer Protection and to create a level playing field for e-co妹妹erce and mobile payment firms. — VNS